The Team

Peter J. Lancos

CEO & Co-Founder

Founded eXate in 2018. Previously, Chief of Staff for Corporate and Institutional Digital at a major global bank, and formerly Chief Operating Officer for EMEA Markets. Peter has 30 years of Banking experience, primarily in the markets business. He is published as part of the RegTech Book and was a founding lecturer for FinTech Circle Institute.

Sonal Rattan

CTO & Co-Founder

Founded eXate in 2018. Previously, Head of Digital Assets at a major global bank, and formerly Head of EMEA RegTech. Sonal has 18 years of development experience, across a wide range of industries. She is published as part of the RegTech Book and was named on the Women in FinTech Powerlist.

Jose-Luis Guerrero

Senior Advisor

Former CEO Global Markets and  Head of Global Banking and Markets EMEA at a major global bank.

Daniel Saunders


Daniel has 18 years experience in software development. Formerly, Lead of an Agile Development Team working on digital transformation projects. Previously, he has consulted at Lloyds, ABN  AMRO BANK NV, RBS and HSBC. Daniel holds a Bachelor Degree in Information Technology and industry certification in Microsoft Development Technologies.

Jannat Shah Rajan


Jannat was previously a venture capital investor at AXA Venture Partners where she focussed on B2B technologies, FinTech and digital health. Prior to this, she was an investment banker at Deutsche Bank. Jannat holds a BSc in mathematics from Imperial College London and an MSc in Financial Economics from HEC Paris.

Jolanta Sklodowska

Data Scientist

Jola worked on data engineering and statistical modeling in previous roles and has worked heavily on trading systems as a technical analyst /product owner.

Justine Esteban


Justine holds a Bachelor of Science in Information Technology from Lyceum of Alabang. Previously, Justine worked as a teacher in Indonesia. At eXate, she has been responsible for the management and control of administrative tasks.

Jermaine Anderson

DevOps Engineer

From orchestration platforms to continuous delivery tools, Jermaine lives and breathes everything technology. In having experience working for household brands like Marks & Spencer to established starts ups, he is passionate about making a difference.

Michelle Olino

UI Developer

Michelle holds a Bachelor of Science in Information Technology from Polytechnic University of the Philippines. She is passionate about front-end development and previously worked on a number of projects, including AgTech remote control and monitoring hardware and software for a tech company in California. Currently, Michelle is a UI developer at eXate where she is looking to continue her development passion.

© eXate 2020

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